Last updated: January 15, 2026
These Terms of Service govern your use of Growvias LLC's website and services. Please read them carefully.
By accessing or using the services provided by Growvias LLC ("we," "us," or "our"), you agree to be bound by these Terms of Service ("Terms"). If you disagree with any part of these terms, then you may not access our services. These Terms apply to all visitors, users, and others who access or use our services.
Growvias provides personal finance education and guidance services designed for beginners. Our services include educational courses, workshops, consultations, and related materials focused on budgeting, saving, investing, and general financial planning. We are an educational service provider and do not provide investment advice, tax advice, or legal advice.
When using our services, you agree to:
Our services are strictly educational in nature. We provide general financial education and guidance but do not offer personalized investment advice, tax advice, or legal counsel. You should consult with qualified financial advisors, tax professionals, or legal counsel before making specific financial decisions. Past performance and educational examples do not guarantee future results.
Payment for our services is due according to the terms specified at the time of purchase. All fees are non-refundable unless otherwise stated in writing. We reserve the right to change our pricing at any time, but price changes will not affect existing enrollments. If payment is not received when due, we may suspend or terminate your access to our services.
All content, materials, and intellectual property associated with our services, including but not limited to text, graphics, logos, images, audio clips, video clips, data compilations, and software, are the property of Growvias or our licensors and are protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from our content without our express written permission.
If you submit content to us (such as questions, feedback, or testimonials), you grant Growvias a non-exclusive, royalty-free, perpetual, and worldwide license to use, modify, and distribute such content for business purposes. You represent that you own or have the necessary rights to grant this license and that your content does not violate any third-party rights.
Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using our services, you consent to the collection and use of your information as described in our Privacy Policy.
To the fullest extent permitted by law, Growvias shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or other intangible losses, resulting from your use of our services. Our total liability to you for any claim arising from or relating to these Terms or our services shall not exceed the amount you paid to us for the specific service giving rise to the claim.
Our services are provided "as is" and "as available" without warranties of any kind, either express or implied. We disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not guarantee that our services will be uninterrupted, error-free, or completely secure.
You agree to indemnify, defend, and hold harmless Growvias, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorney's fees, arising out of or in any way connected with your use of our services or your violation of these Terms.
These Terms shall be governed by and construed in accordance with the laws of the Netherlands, without regard to its conflict of law provisions. Any legal action or proceeding arising under these Terms will be brought exclusively in the courts of The Hague, Netherlands, and you hereby consent to personal jurisdiction and venue therein.
Before initiating any legal proceedings, you agree to first attempt to resolve any disputes through good faith negotiations. If a dispute cannot be resolved through negotiation within 30 days, either party may pursue resolution through the appropriate courts in The Hague, Netherlands.
We may terminate or suspend your access to our services immediately, without prior notice or liability, for any reason, including if you breach these Terms. You may also terminate your account at any time by contacting us. Upon termination, your right to use our services will cease immediately, but the terms regarding intellectual property, limitation of liability, and governing law will survive termination.
We reserve the right to modify these Terms at any time. If we make material changes, we will notify you by posting the updated Terms on our website and updating the "Last updated" date. Your continued use of our services after such modifications constitutes your acceptance of the updated Terms.
If any provision of these Terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law, and the remaining provisions will continue in full force and effect.
These Terms, together with our Privacy Policy and any other legal notices published by us on our website, constitute the entire agreement between you and Growvias concerning our services and supersede all prior or contemporaneous communications and proposals between you and us.
If you have any questions about these Terms of Service, please contact us:
Growvias LLC
Email: legal@growvias.top
Phone: +31 707110788
Address: Berkenlaan 101, 2566 FZ The Hague, South Holland, Netherlands
If you have any questions about these Terms of Service or need clarification on any provisions, please contact us at legal@growvias.top or call us at +31 707110788.